The new tax law doubles the standard deduction and it is estimated that over 90% of taxpayers will elect to…
Interest Rates
Would someone really refinance their home and not take money out of it? Certainly, if they could get a lower…
When loans are quoted by lenders, most buyers pay attention to the interest rate but not so much to the…
Regardless of what a lender quotes on mortgage rates, the actual rate a borrower pays is based on a number…
In the late 80’s, both FHA and VA began requiring buyers to qualify to assume their mortgages. The main reason…
Credit card debt in America is back to levels prior to the recession. The average credit card APR is just…
During the banking crisis in the Great Recession, certain types of mortgages were unavailable, but are once again now being…
Lenders regularly publish mortgage rates but they may not be available for all buyers. Imagine the mortgage payment based on…
The ironic thing about people who think they can’t afford to buy a home for themselves, end up buying the…
“It’s impossible to get low down payment loans.” – FACT: FHA down payments are 3.5% and VA is 0%. In…