There could be some legitimate reasons for not buying a home, but indecision is not one of them. Indecision is…
Finances
Regardless of what a lender quotes on mortgage rates, the actual rate a borrower pays is based on a number…
Buyer’s mortgage pre-approval is good for everyone in the transaction. It saves time, money and removes the uncertainty of knowing…
The grass tends to look greener on the other side of the fence. Maybe that’s why some people invest in…
The purpose of insurance is to shift the risk of loss to a company in exchange for a premium. Most…
A home equity line of credit, HELOC, is a mortgage loan made to homeowners to be used on an as-needed…
Consider the goal of funding a child’s college education in the future. If “other people’s money” in the form of…
In the late 80’s, both FHA and VA began requiring buyers to qualify to assume their mortgages. The main reason…
Any time a lender and borrower can agree on rates and terms, it can be a good match, but the…
There is increasing difficulty for first-time home buyers to save for their down payment as indicated in the graph. Several…