With mortgage rates having doubled what they were in early 2022, getting the lowest rate possible could mean the difference…
Credit Score
If you’re on the sidelines to buy a home, there are things you can do to be ready when you…
Credit scores are used to assess risk and determine whether a borrower is approved or declined for a mortgage, credit…
Soft inquiries, sometimes known as a soft credit check or a soft credit pull, do not impact your credit scores…
Credit utilization reflects how much of your available credit is being used at a given time. Lower credit utilization indicates that…
In divorce situations, it is common, for the spouse who keeps the home to refinance to remove the other spouse…
Credit plays a huge role in getting a mortgage because it is a variable that helps the lender determine the…
In cooking, “mise en place” describes having all your ingredients measured, cut, peeled, sliced, grated, as well as bowls, utensils…
You may have noticed that REALTORS® seem to always think now is a good time to buy and they can…
It’s understandable: you’re excited, you’ve found the right home, negotiated a contract, made a loan application and had your inspection. …