Appreciation and amortization are key factors in building equity for homeowners with mortgages. As the home goes up in value due…
Buying a Home
Existing FHA and VA mortgages are assumable at the note rate to owner-occupied buyers who qualify. This can be an alternative…
Adjustable-rate mortgages are not the right choice for many homeowners especially, if they plan to own the home for a…
Mortgage rates have been kept artificially low by the Federal Reserve since the Great Recession in 2010. There is a whole…
Real estate has been described as the basis of all wealth. Without considering income or investment property, buying a home to…
Two commonly known ways to lower your mortgage payments are to make a larger down payment especially if it eliminates…
We have all heard this expression that implies that had a person known earlier in life what they know now,…
Annual percentage rate is a calculation to accurately reflect the cost of the mortgage considering the note rate of interest,…
When the situation arises that you have a lump sum of cash to pay down your existing mortgage, there may…
The Fannie Mae and Freddie Mac loan limits are adjusted annually to keep up with cost of living but with…