House-hacking refers to buying a multifamily property on an owner-occupied mortgage, living in one unit and renting the others. If you’re…
During the span between 2019 and 2022, the COVID-19 pandemic significantly disrupted both society and economic activities. Nevertheless, the latest…
Credit life insurance is a specialized type of insurance designed to provide financial protection for borrowers and their families in…
Checklists work because they contain the important things that need to be done. They provide a reminder about things we…
Single family homes offer the investor an opportunity to borrow large loan-to-value loans at fixed interest rates for long terms….
Lenders typically quote mortgages at a market rate but can offer a lower interest rate loan if the borrower is…
For a short time after the housing crisis a decade ago, some homeowners thought the value of home is a…
Affordability, stability and flexibility are the three reasons homebuyers overwhelmingly choose a 30-year term. The payments are lower, easier to…
Fear of the unknown is common among all ages. Kids, at night, imagine monsters in their closets or under their beds…
Most parents don’t put a lot of credence in the statements “Everyone is doing it” and “No one does that…
Being a better homeowner is a full-time job. It takes good information to make good decisions not only when you…
Here’s the scenario: you have a project and need to borrow some money, but you want to do it in…
Generally speaking, when you need an inventory of your personal belongings, it is too late to make one. Sure, you…
The Tax Cuts and Jobs Act of 2017 increased the standard deduction to $24,000 for married couples. There will be…
Mortgage insurance premium can add almost $200 to the payment on a $265,000 FHA mortgage. The decision to get an…